Park a new BMW X5 in the driveway with the competitive BMW financing at Niello BMW Sacramento. The professionals in our finance center near Folsom, California can help you choose the best car financing option for you, and steer you through the process. Get the information you need upfront with online tools to calculate a payment and value your trade. After you fill out our secure finance application, our team will get moving on the lease option or low monthly payments that make sense for you. Want to know more about first-time financing or a flexible BMW lease option? Contact the dealership to find out what we can do for you.

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Finance Department

The Basic Components of an Auto Loan from Niello BMW Sacramento

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a BMW Model to Buy
Sacramento, CA | Roseville, CA | Folsom, CA

Explore our Folsom, CA area auto financing plans to get behind the wheel of a new BMW X3, an SUV with a quiet highway ride and car-like handling. At Niello BMW Sacramento, we've got low auto loan rates on the roomy three-row BMW X7, as well as the fuel-efficient BMW 2 Series. The BMW 3 Series sports an elegant interior, while the BMW 5 Series adds sleek style to your daily commute along the highway. Opt for a BMW iX, and make every road trip an adventure. You can even go the extra mile with the BMW X2, the perfect vehicle to take the kids to the aquarium and handle the everyday commute. The entire lineup of BMW vehicles has something for everyone! Find your perfect match at our dealership today!

How to Apply for BMW Financing at Niello BMW Sacramento

Take your driving experience to the next level. Apply for financing today with Niello BMW Sacramento, and visit us at the dealership for a test drive to remember near Folsom, CA. Do you have any questions? Contact our team to learn about all the details and terminology that come along with our BMW financing plans.

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