Niello BMW Sacramento is your home for competitive BMW financing in Sacramento, California. To help you secure financing that makes sense for you and your budget, we employ a team of experienced finance specialists who understand the needs of our customers. With a variety of auto lease, auto loan, and manufacturer incentive options, our BMW finance center makes it easy to finance your next ride. Come by our showroom today to explore our current vehicle lineup.

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Finance Department

The Basic Components of an Auto Loan from Niello BMW Sacramento

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a BMW Model to Buy
Sacramento, CA | Roseville, CA | Folsom, CA

Are you in the market for a beautifully engineered, German-made vehicle? Visit the showroom at Niello BMW Sacramento to explore the full lineup of BMW SUVs, crossovers, sedans, coupes, and convertibles. Our selection includes luxury sports sedans like the BMW 3 Series and the BMW M Series. We also offer BMW sport activity vehicles such as the BMW X1, BMW X3, and BMW 5, as well as the all-new BMW X7. For more information about BMW financing in Sacramento, CA, contact our BMW finance center today.

How to Apply for BMW Financing at Niello BMW Sacramento

Let the finance team at Niello BMW Sacramento simplify the auto financing process. From BMW loans to BMW leases, we provide a comprehensive menu of auto financing options. Our finance experts will talk to you about your needs and negotiate on your behalf to secure the best possible rates. To get pre-approved for BMW financing in Sacramento, CA, contact our finance center or fill out our convenient online finance application.

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Dealership Hours
Mon - Fri8:00am - 6:00pm
Saturday8:00am - 12:00pm